Read the terms and conditions. If you sign something, you should have a good idea of what you agree to. Many contracts, like phone bills, have hidden costs. Look for:
The interest rate for loans or credit cards (credit page)
The contract timeline
Cell phone plans
A zero dollar cell phone looks great at first glance! Zero dollars and a signature gets you a new phone and plan the same day. However, sometimes the cost isn’t as clear as a salesperson or ad might make it seem. You may be locked into the contract and have to pay penalties to get out of it.
Prepaid cell phone plans (sometimes called pay and talk) are a great way to get minutes and text without a commitment. They are often way cheaper than a monthly contract with data.
Shop around! Check out this website that compares cell phone plans for the major companies…. do your homework before you make your decision!