When you start a new job, you get paid. It also means you will get an unfamiliar paystub. Your payments will come either as a direct deposit to your bank account or as a cheque in your hands. You will also get a paystub with it that explains your pay during the time since your last cheque.

Parts of a pay stub

Paystubs will have both income earned and deductions applied to each cheque. They help explain the amount you receive. Earnings and deductions increase or decrease your take home pay after they remove or add income to your cheque or deposit.

Deductions and taxes are part of every paycheque. Your take home pay is the total of your earned hours with the deductions taken off. They are a normal part of each job you work, and the deductions will change based on your income and benefits.


You can check out a sample pay stub below


Hidden costs of a job

Consider these other expenses that you might have when starting a new job.

  • Transportation to and from work
  • Special clothes or shoes and boots for your job
  • Child care
  • Car payments
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